Hospital Cover

Hospital Cover provides benefits to help pay towards the cost of treatment you receive whilst admitted into hospital.

If you are admitted to hospital as a Private Patient, Phoenix Health will cover you in a Private Hospital for:

  • Day surgery
  • Overnight accommdotion
  • Theatre fees
  • Intensive care unit
  • Medicare recognised procedures
  • Private room [where available]
  • Specialist Surgeons, Anaesthetists and
    Assisting or Attending Doctors fees
  • In – Hospital Pharmacy
  • In – Hospital Pathology
  • In – Hospital medical supplies

Benefits are also payable as a Private Patient in a Public Hospital – where you elect to be treated as a Private Patient.

Hospital cover can be purchased on its own, or you can add a General Treatment Cover to create your own package.

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levels of cover

Extras Cover

Extras (or General Treatment) Cover provides benefits to help pay towards the costs of treatments and services you are likely to use on a regular basis, like dental, optical, physio and more.

Plus with generous limits and features like 100% back on preventative dental, full ambulance and healthy lifestyle benefits, you can be sure we’ve got you covered.

Everyday Extras 60 and Healthy Flex Extras 50 are only available for purchase when combined with a Phoenix Health Hospital Cover; so you can create your own package cover.

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Ambulance Cover

At Phoenix Health, we understand that sometimes things in life just happen, and we want to give you peace of mind that you’re covered when you need it.

That’s why, on all of our Hospital covers, we provide unlimited cover for all medically necessary emergency and non-emergency ambulance treatment and transport across Australia – road, sea and air. Check out the individual Hospital cover information sheets for more details.

Some Extras only covers have limited ambulance services, so make sure you refer to each individual Extras cover information sheet for the limits available.

Ambulance cover only has a 1 day waiting period, so you can feel confident in knowing we’ve got you covered.

Medically necessary means on-site treatment or transport to your closest hospital or emergency department for treatment of an acute medical condition or accident. Where an Ambulance service is claimable through another source, including a state Ambulance subscription, the service should be claimed through the other source first.