What Do You Get With an Extras Cover in NSW?
The complicated system of public and private health providers leaves many people confused as to what is covered by Medicare and what they need Private Health Insurance for. The simple answer is that the public health system will cover you for all medically necessary treatments in a Public Hospital. While this is exactly what every country needs in a Public system, there are limitations in that you may not receive treatment straight away. In many cases, you may be waiting for treatment that you would preferably want performed straight away.
This is where a lot of people find considerable value out of Private Health Insurance. Purchasing a Private Health Insurance package means you can receive treatment like
Hospital or extras cover when you want it.
Unless you are prepared to pay out of pocket for services like dental work, optical, physiotherapy, remedial massage, speech therapy, natural medicine and much more, it is wise to obtain an extras cover in NSW.
Medicare and the public system only offer a very limited selection of Extras Cover. There are public dentists available however wafting times are usually quite lengthy for those that need treatment for conditions where they need immediate care. The out of pocket costs on dental can be a little frightening without cover, but Private Health Insurance can help towards the cost of dental treatment.
The policy premiums for extras cover is much lower than a hospital cover premium. The government provides financial assistance in providing a Government rebate which can be claimed towards the cost of Private Health Insurance and your extras cover. Currently, the government offers a rebate on health care premiums. This has helped to make private health care a cost effective option for many individuals, couples and families.