Compare the Options to Find the Top Health Cover in Sydney

Choosing the best top health cover in Sydney is not simply a matter of finding a list of the best providers. There are many factors that can influence your health care decisions.

Many private doctors can charge more than the fee listed in the Medicare schedule of benefits. This can lead in a gap which results in an out of pocket expense. If your health cover is truly a top level of cover, it should include some form of gap coverage as well. It is also important to perform apples to apples comparisons between policies.

Mutual not-for-profit funds are different. They don’t pay shareholders and earnings go back into member benefits. This means an all round better deal for members.

Contact a not-for profit fund to see if you can find more affordable coverage with higher benefits paid. There are other benefits of being with a not-for-profit fund, including reported higher member satisfaction, telephone responsiveness higher payment of claims, value for money and price competitiveness.

Hirmaa, the representative group of Health Insurance Restricted Membership Association of Australia reports that their funds are performing at a very high standard according to the findings of Discovery Research.