We’re for Members, not for Profits.  Providing Members access to a range of affordable, high quality health insurance cover.

Senior Management

Sharon Waterhouse BEc FFIN MBA


Sharon joined Phoenix Health Fund as CEO in 2014.  Her focus is to ensure the continued growth of the Fund and lead the team to deliver a high level of personal service and protect members and their families with great value health cover.

    Victoria Anderson

    Member Service Manager

    Victoria is the Member Service Manager. Her work includes management of the Member Service team to ensure we provide the best level of service to our members.

      Bonnie Humphries

      Bonnie Humphries MProjMgt (Hons)

      Chief Risk Officer

      Bonnie is working as Chief Risk Officer for the fund.  She has a Masters (Honours) in Change Management and has a background in Projects and Risk Management and has experience in a wide range of  industries including Aviation, Banking, Insurance,Technology,Transport and Education.

        Board Members

        Bruce Arnott BCom CPA


        Bruce was appointed as Chair of Phoenix Health Fund in 2015.  His career has included senior positions as CFO and Company Secretary at publicly listed engineering company, Bradken and senior positions within OneSteel, BHP and Tubemakers.  Bruce is also a Director of The Mutual.  Bruce holds a Bachelor of Commerce from the University of Newcastle and is a member of CPA Australia.

          Steve James BEng(Hons) GAICD

          Steve James holds a Bachelor of Engineering Honours and is a Graduate of the Australian Institute of Company Directors and is the Chair of the Risk Committee. He has been a Director of APRA regulated organisation’s for over 15 years. He has a strong interest and skills in Governance and Risk Management. His career has included work in safety, projects, planning and senior management positions in both Australia and international postings.

            Brett Bancroft BCom LLB


            Brett is National Manager, Energy & Carbon, Arrium Mining and Materials. He has been on the Board since 2007 and is a Member of the Risk Committee and the Audit Committee.

              David Byrnes BBus GAICD


              David is the Product Marketing Manager at Arrium Mining and Materials and holds a Bachelor of Business degree and is a Graduate of the Australian Institute of Company Directors. He is the Chair of the Remuneration and Nominations Committee and a member of the Audit Committee. He has served as Deputy Chairman and has been a member of the Board since 2007.

                Adrian Howard BCom CA MAICD


                Adrian is General Manager - Product Support at WesTrac and joined the Board in 2014.  His previous roles have included General Manager - Finance & Commercial Asciano Limited, OneSteel Manager Coil Coaters & Innovation and OneSteel Manager - Sheet & Coil NSW & QLD.  He is Deputy Chair of the Board, Chair of the Audit Committee and a member of the Risk Committee.

                  Danielle Hodgson BBus


                  Danielle is Partner and Investment Advisor with Crestone Wealth Management and was appointed to the Phoenix Board in 2016. She holds a Bachelor of Business International Trade and Retail Management, Masters of Finance and Investment and is an accredited Stockbroker. Danielle is a member of the Remuneration & Nominations Committee and the Risk Committee.