Refer a Friend

Refer a friend. Get rewarded together.

$150 for you. $150 for them.

Good things are better shared. When your friend joins Phoenix Health on eligible Hospital and Extras or Hospital Only cover, you could both receive a $150 digital gift card*.

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*Eligibility criteria and promotional terms apply.

How it works

Tell your friend about Phoenix Health

Share the benefits of Phoenix Health with a friend and encourage them to explore our Hospital and Extras or Hospital Only cover.

Your friend joins and claims the referral

Your friend joins eligible Hospital and Extras or Hospital Only and mentions your referral when joining over the phone, or emails [email protected] within 48 hours. They’ll need to provide both membership numbers and your full name.

You both get rewarded

Once the eligibility requirements are met, you and your friend will each receive a $150 digital gift card by email, approximately six weeks after their cover commences.

Why Phoenix Health

Ending the Swipe & Hope

Do you actually know how much you get back for treatment and services with your Extras cover? Our set percentage back benefits take the guesswork out of everyday health care.

Choose your Extras provider

Your preferred provider is ours too. Our Extras covers don’t lock you into a preferred provider network so you get the same great benefits no matter who you choose to treat you.

More than just health cover

Your membership goes beyond Hospital and Extras, with access to a range of Health Support Programs, exclusive Member Perks and additional benefits designed to help you get more from your health cover.

Good to know

Before you refer a friend

A few things to know to make sure you both qualify for your $150 digital gift cards.

Eligible cover

Your friend must join Phoenix Health directly on a combined Hospital and Extras or Hospital Only cover. The offer isn't available with other promotions.

Claim your referral

Your friend can mention your referral when joining over the phone, or email [email protected] within 48 hours of completing their application. They'll need to provide their membership number, along with your full name and membership number.

Membership eligibility

Your friend must be new to Phoenix Health or have been away for at least six months. Both memberships must be up to date with their premium payments when the rewards are issued.

Receiving your rewards

Once all eligibility requirements are met, you and your friend will each receive a $150 digital gift card by email, approximately six weeks after your friend's cover commences.

Good things are better shared.

Refer a friend to Phoenix Health and you could both enjoy a $150 digital gift card when they join eligible cover.

Get a Quote

Refer a Friend Terms and Conditions

Please read the full promotional terms and conditions for eligibility and reward details.

View full promotional terms and conditions
  1. These Terms and Conditions apply to Phoenix Health Fund’s ‘Refer a Friend’ promotion. Instructions on how to enter and win prizes form part of these conditions of entry.
  2. The Promoter is Phoenix Health Fund ABN 93 000 124 863 of 1/4 Honeysuckle Drive, Newcastle NSW 2300. Phone 1800 028 817.
  3. Entry into this promotion is deemed acceptance of these Terms and Conditions. To the extent of any inconsistency between these Terms and Conditions and any other reference to this promotion, these Terms and Conditions will prevail.
  4. The offer is open from 01 June 2022 and is available until further notice. The new policy must have a commencement date on or after the promotion start date to be eligible.
  5. To redeem this offer the New Member must email [email protected] with their new membership number (New Member) and the full name and membership number of the Phoenix Health member they were referred by (Referring Member) within forty-eight (48) hours of completion of their membership application.
  6. The offer is available to current members of Phoenix Health (Referring Member), who refer Phoenix Health to new Members (New Member), and as a result of that referral, the New Member purchases a combined Hospital and Extras Cover.
  7. A New Member is defined as a Member who has not previously been a Member of Phoenix Health, or who has not been a Member of Phoenix Health for at least six (6) months prior to re-joining the Fund. This includes any spouse/ partner or dependants on their policy.
  8. A Referring Member must be a current Member of Phoenix Health and who has an existing policy with a status of ‘Financial’, that is, all premiums owing against the policy have been paid.
  9. Subject to satisfying all criteria listed in these Terms and Conditions, both the Referring Member and New Member may each be eligible to receive a $150 Digital Gift Card (Gift Card).
  10. A Gift Card will be emailed to the New Member approximately six (6) weeks after the application’s nominated policy commencement date, at which time the New member’s policy status must be deemed Financial.
  11. A Gift Card will be email to the Referring Member approximately six (6) weeks after the commencement of the New Member’s policy, at which time both the New Member’s policy and the Referring Member’s policy must be deemed Financial.
  12. Gift Cards will be sent to the Policy Holder on the Membership and delivered via email to the email address listed on the Membership. Phoenix Health is not liable for lost, damaged or stolen Gift Cards and will not replace any Gift Cards in the event of loss, damage, theft or expiry.
  13. The New Member must not have cancelled a Phoenix Health policy within six (6) months prior to re-joining Phoenix Health.
  14. ‘Refer a Friend’ promotion not valid with any other offer or promotion.
  15. ‘Refer a Friend’ promotion must be redeemed within forty-eight (48) hours of new membership completion and is not available retrospectively.
  16. Limit of one (1) Gift Card per New Member during their lifetime. Unlimited Gift cards are available to Referring Members who meet the eligibility requirements of this Promotion.
  17. Phoenix Health reserves the right to deduct an amount equivalent to the value of the Gift Card from the New Member, should they cancel their policy within six (6) months of joining or re-joining.
  18. Phoenix Health reserves the right to recover the value of the Gift Card should the New Member or Membership be suspended or cancelled by Phoenix Health within the first three (3) months of the commencement of the policy.
  19. Phoenix Health have the right to amend these Terms and Conditions and may from time to time substitute or amend the reward for this promotion. Phoenix Health reserves the right to cancel this promotion at any time, without notice.
  20. This promotion is only applicable to policies purchased directly from Phoenix Health. The Promotion is not available for policies purchased from third party sellers, aggregators or brands.
  21. These Terms and Conditions were reviewed and updated by Phoenix Health on 30 May 2022.