Refer a Friend Promotion

Health insurance is a big deal and a personal decision. So when it comes to choosing a health fund to look after the wellbeing of you and your family, it makes sense to choose one recommended by a friend.

At Phoenix Health our priority is looking after the wellbeing of our members to provide a better health insurance experience. We may be the best kept secret in personal health insurance, but we think it’s time to spread the word!

If someone you know has recommended Phoenix Health, simply mention their name when joining a combined Hospital and Extras cover and we’ll reward you both with a $100 Eftpos card!*

Send an invite to your friend now

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Ending the Swipe & Hope

Do you actually know how much you get back for treatment and services with your Extras cover? Our set percentage benefits take the guesswork out of everyday health care.

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Choose your Extras provider

Your preferred provider is ours too. Our Extras covers don’t lock you into a preferred provider network so you get the same great benefits no matter who you choose to treat you.

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All the good stuff you’d expect

Non-negotiables like gap free preventative dental for everyone on your membership, full ambulance cover, Australia-wide cover and no hospital excess for kids are standard.^

phoenix travel insurance

Already a Phoenix Health member?

Share the love and let us reward you!
Simply refer a friend to Phoenix Health and when they join with combined Hospital and Extras cover, we’ll reward you both with a $100 Eftpos card.*

It’s our way of saying thanks… how easy is that! When your friend joins, just make sure they mention your name and member number.

We look forward to welcoming your friends to the Phoenix Health family soon.

For new members joining Phoenix Health online: Under the ‘How did you hear about us’ section, select Refer a Friend and in the Promotional Code section enter the referring friend’s name and member number.
*Terms and conditions apply, click here for full details. Benefits, limits and waiting periods apply. See individual product information sheets for full details.


~ Offer Terms & Conditions

  1. These Terms and Conditions apply to Phoenix Health Fund’s ‘Refer a Friend’ promotion. Instructions on how to enter and win prizes form part of these conditions of entry.
  2. The Promoter is Phoenix Health Fund ABN 93 000 124 863 of 1/ 4 Honeysuckle Drive, Newcastle NSW 2300. Phone 1800 028 817.
  3. Entry into this promotion is deemed acceptance of these Terms and Conditions. To the extent of any inconsistency between these Terms and Conditions and any other reference to this competition, these Terms and Conditions will prevail.
  4. The offer is open from 16 March 2020. The new policy must have a commencement date on or after the promotion start date to be eligible.
  5. The offer is available to current members of Phoenix Health (Referring Member) on a combined Hospital and Extras cover, who refer Phoenix Health to new Members (New Member), and as a result of that referral, the New Member purchases a combined Hospital and extras Cover.
  6. A New Member is defined as a Member who has not previously been a Member of Phoenix Health, or who has not been a Member of Phoenix Health for at least six (6) prior to re-joining the Fund. This includes any spouse/ partner or dependants on their policy.
  7. A Referring Member must be a current Member of Phoenix Health who has an existing policy with a status of ‘Financial’, that is, all premiums owing against the policy have been paid.
  8. Subject to satisfying all criteria listed in these Terms and Conditions, both the Referring Member and New Member may each be eligible to receive a $100 Eftpos Gift Card (Gift Card).
  9. A Gift Card will be posted to the New Member approximately 6 weeks after the application’s nominated policy commencement date, at which time the New member’s policy status must be deemed Financial.
  10. A Gift Card will be posted to the Referring Member approximately 6 weeks after the commencement of the New Member’s policy, at which time both the New Member’s policy and the Referring Member’s policy must be deemed Financial.
  11. Gift Cards will be sent to the Policy Holder on the Membership and delivered via post to the address listed on the Membership. Phoenix Health is not liable for lost, damaged or stolen Gift Cards and will not replace any Gift Cards in the event of loss, damage, theft or expiry.
  12. The New Member must not have cancelled a PHF policy within six (6) months prior to re-joining PHF.
  13. ‘Refer a Friend’ promotion not valid with any other offer or promotion.
  14. Limit of one (1) Gift Card per New Member during their lifetime. Unlimited Gift cards are available to Referring Members who meet the eligibility requirements of this Promotion.
  15. Phoenix Health reserves the right to deduct an amount equivalent to the value of the Gift Card from the New Member, should they cancel their policy within six (6) months of joining or re-joining.
  16. Phoenix Health reserves the right to recover the value of the Gift Card should the New Member or Membership be suspended or cancelled by Phoenix Health within the first three (3) months of the commencement of the policy.
  17. Phoenix Health have the right to amend these Terms and Conditions and may from time to time substitute or amend the reward for this promotion. Phoenix Health reserves the right to cancel this promotion at any time, without notice.
  18. This promotion is only applicable to policies purchased directly from Phoenix Health. The Promotion is not available for policies purchased from third party sellers, aggregators or brands.


Don’t keep Phoenix Health a secret… share us with your friends now!

Refer your friends to Phoenix Health, and if they join on combined Hospital and Extras cover, we’ll reward you both with a $100 Eftpos card.~
Simply leave a few details below and we’ll send them a link to learn more – obligation free!






100% privacy guaranteed, obligation free quote.

members happy with products and services
Our members have rated us over 4.4 out of 5 stars on Product Review^
contributions returned to members
88% of contributions returned to members in benefits and services.*
Australia wide
Australia-wide cover with a network of over 550 hospitals and 36,000 doctors.

Source. ^ Productreview.com.au *2019 State of the Health Funds Report
~ Terms and conditions apply. Click here for full details