Refer a Friend Promotion

Health insurance is a big deal and a personal decision. So when it comes to choosing a health fund to look after the wellbeing of you and your family, it makes sense to choose one recommended by a friend.

At Phoenix Health our priority is looking after the wellbeing of our members to provide a better health insurance experience. We may be the best kept secret in personal health insurance, but we think it’s time to spread the word!

If someone you know has recommended Phoenix Health, simply mention their name when joining a combined Hospital and Extras cover and we’ll reward you both with a $150 digital gift card!*

View our range of covers

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Ending the Swipe & Hope

Do you actually know how much you get back for treatment and services with your Extras cover? Our set percentage benefits take the guesswork out of everyday health care.

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Choose your Extras provider

Your preferred provider is ours too. Our Extras covers don’t lock you into a preferred provider network so you get the same great benefits no matter who you choose to treat you.

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All the good stuff you’d expect

Non-negotiables like gap free preventative dental for everyone on your membership, full ambulance cover, Australia-wide cover and no hospital excess for kids are standard.^

phoenix travel insurance

Already a Phoenix Health member?

Share the love and be rewarded! Simply refer a friend to Phoenix Health and when they join with a combined Hospital and Extras cover, we’ll reward you both with a $150 digital card.*

It’s our way of saying thanks… how easy is that! When your friend joins, just make sure they mention your name and member number.

We look forward to welcoming your friends to the Phoenix Health family soon.

For new members joining Phoenix Health online: simply get in touch with us after you’ve submitted your application online and let us know the name of your friend who referred you and their member number.
*Terms and conditions apply, see below for full details. Benefits, limits and waiting periods apply. See individual product information sheets and the Phoenix Health Member Guide for full details.

~ Offer Terms & Conditions

  1. These Terms and Conditions apply to Phoenix Health Fund’s ‘Refer a Friend’ promotion. Instructions on how to enter and win prizes form part of these conditions of entry.
  2. The Promoter is Phoenix Health Fund ABN 93 000 124 863 of 1/4 Honeysuckle Drive, Newcastle NSW 2300. Phone 1800 028 817.
  3. Entry into this promotion is deemed acceptance of these Terms and Conditions. To the extent of any inconsistency between these Terms and Conditions and any other reference to this promotion, these Terms and Conditions will prevail.
  4. The offer is open from 01 June 2022 and is available until further notice. The new policy must have a commencement date on or after the promotion start date to be eligible.
  5. To redeem this offer the New Member must email [email protected] with their new membership number (New Member) and the full name and membership number of the Phoenix Health member they were referred by (Referring Member) within forty-eight (48) hours of completion of their membership application.
  6. The offer is available to current members of Phoenix Health (Referring Member), who refer Phoenix Health to new Members (New Member), and as a result of that referral, the New Member purchases a combined Hospital and Extras Cover.
  7. A New Member is defined as a Member who has not previously been a Member of Phoenix Health, or who has not been a Member of Phoenix Health for at least six (6) months prior to re-joining the Fund. This includes any spouse/ partner or dependants on their policy.
  8. A Referring Member must be a current Member of Phoenix Health and who has an existing policy with a status of ‘Financial’, that is, all premiums owing against the policy have been paid.
  9. Subject to satisfying all criteria listed in these Terms and Conditions, both the Referring Member and New Member may each be eligible to receive a $150 Digital Gift Card (Gift Card).
  10. A Gift Card will be emailed to the New Member approximately six (6) weeks after the application’s nominated policy commencement date, at which time the New member’s policy status must be deemed Financial.
  11. A Gift Card will be email to the Referring Member approximately six (6) weeks after the commencement of the New Member’s policy, at which time both the New Member’s policy and the Referring Member’s policy must be deemed Financial.
  12. Gift Cards will be sent to the Policy Holder on the Membership and delivered via email to the email address listed on the Membership. Phoenix Health is not liable for lost, damaged or stolen Gift Cards and will not replace any Gift Cards in the event of loss, damage, theft or expiry.
  13. The New Member must not have cancelled a Phoenix Health policy within six (6) months prior to re-joining Phoenix Health.
  14. ‘Refer a Friend’ promotion not valid with any other offer or promotion.
  15. ‘Refer a Friend’ promotion must be redeemed within forty-eight (48) hours of new membership completion and is not available retrospectively.
  16. Limit of one (1) Gift Card per New Member during their lifetime. Unlimited Gift cards are available to Referring Members who meet the eligibility requirements of this Promotion.
  17. Phoenix Health reserves the right to deduct an amount equivalent to the value of the Gift Card from the New Member, should they cancel their policy within six (6) months of joining or re-joining.
  18. Phoenix Health reserves the right to recover the value of the Gift Card should the New Member or Membership be suspended or cancelled by Phoenix Health within the first three (3) months of the commencement of the policy.
  19. Phoenix Health have the right to amend these Terms and Conditions and may from time to time substitute or amend the reward for this promotion. Phoenix Health reserves the right to cancel this promotion at any time, without notice.
  20. This promotion is only applicable to policies purchased directly from Phoenix Health. The Promotion is not available for policies purchased from third party sellers, aggregators or brands.
  21. These Terms and Conditions were reviewed and updated by Phoenix Health on 30 May 2022.

Don’t keep Phoenix Health a secret… share us with your friends now!

Refer your friends to Phoenix Health, and if they join on combined Hospital and Extras cover, we’ll reward you both with a $150 digital gift card.~
Simply leave a few details below and we’ll send them a link to learn more – obligation free!

    100% privacy guaranteed, obligation free quote.

    members happy with products and services
    Our members have rated us over 4.4 out of 5 stars on Product Review^
    contributions returned to members
    88% of contributions returned to members in benefits and services.*
    Australia wide
    Australia-wide cover with a network of over 550 hospitals and 36,000 doctors.

    Source. ^ *2019 State of the Health Funds Report
    ~ Terms and conditions apply. See below for full details