Bronze Hospital is one of our entry level Hospital Covers, ideally suited to those that just want the basics.
This section will take you through the details of Bronze Hospital, a snapshot of what’s covered (section 3.2), the excess options available (section 3.4) and adding on Extras to create your own package (section 3.6).
The graphic below gives you an indication of the Phoenix Health members who have Bronze Hospital cover.
The table below gives you a brief overview of the services that are the included (✔), excluded (✘) and restricted (R) with Bronze Hospital cover.
For more detailed information about Bronze Hospital, download The Product Information Statement below, which includes an overview of all the clinical categories and services covered, as well as all the details about excesses and how they work, ambulance cover and more.
Download the Bronze Hospital Product Information Statement
Included | Excluded | Restricted |
|||
|---|---|---|---|---|---|
| ✔ | Bone, Joint & Muscle | ✘ | Assisted Reproductive Services | R | Hospital Psychiatric Services |
| ✔ | Brain & Nervous System | ✘ | Back, Neck & Spine | R | Palliative Care |
| ✔ | Breast Surgery | ✘ | Blood | R | Rehabilitation |
| ✔ | Cancer Treatment | ✘ | Cataracts | ||
| ✔ | Diabetes Management | ✘ | Dental surgery | ||
| ✔ | Digestive System | ✘ | Renal Dialysis | ||
| ✔ | Ear, Nose & Throat | ✘ | Implantation of Hearing Devices | ||
| ✔ | Eye (not Cataracts) | ✘ | Heart & Vascular system | ||
| ✔ | Gastrointestinal Endoscopy | ✘ | Insulin Pumps | ||
| ✔ | Gynaecology | ✘ | Joint Replacements | ||
| ✔ | Hernia & Appendix | ✘ | Lung & Chest | ||
| ✔ | Joint Reconstructions | ✘ | Pain Management (with device) | ||
| ✔ | Kidney & Bladder | ✘ | Plastic & Reconstructive Surgery | ||
| ✔ | Male Reproductive System | ✘ | Podiatric Surgery | ||
| ✔ | Miscarriage & Term. of Pregnancy | ✘ | Pregnancy & Birth | ||
| ✔ | Pain Management (without device) | ✘ | Sleep Studies | ||
| ✔ | Skin | ✘ | Weight Loss Surgery | ||
| ✔ | Tonsils, Adenoids & Grommets |
Yes! All Phoenix Health Hospital covers include unlimited benefits for medically necessary ambulance treatment and transport across Australia you will have benefits for ambulance services.
So, should you need one, any eligible Ambulance claims you have will be covered in full and processed against your Phoenix Health Hospital cover.
| Medically necessary means on-site treatment or transport to your closest hospital or emergency department for treatment of an acute medical condition or accident. |
With Bronze Hospital you have the choice between three Excess options; the higher your excess, the cheaper your premiums will be. The Excess is payable on admission to hospital once per adult per calendar year, regardless of how many times you need to go to hospital.
The excess is always waived for all dependants on your membership under the age of 25.
Excess Level Options
- $250
- $500
- $750
Silver Plus Family Hospital is available to the following membership types
- Single
- Couple
- Family
- Single Parent Extended Family
- Extended Family
Bronze Hospital can be combined with any one of our three open Extras covers
This means not only do you get a great value hospital cover, but you can also start getting money back on the stuff you use everyday day – like a trip to the dentist, a set of glasses, some physio or a massage.
We’ve made it super simple to take out a cover with Phoenix Health. Just click the button below and you’ll be taken to our quoting system.
