Silver Plus Advantage Hospital is a high level of cover, but doesn’t include pregnancy (for those who don’t want to pay for pregnancy or won’t be needing that covered anymore)… it’s perfect for the young at heart.
This section will take you through the details of Silver Plus Advantage Hospital, a snapshot of what’s covered (section 7.2), the excess options available (section 7.4) and adding on Extras to create your own package (section 7.6).
The table below gives you a brief overview of the services that are the included (✔), excluded (✘) and restricted (R) with Silver Plus Advantage Hospital cover.
For more detailed information about Silver Plus Advantage Hospital, download The Product Information Statement below, which includes an overview of all the clinical categories and services covered, as well as all the details about excesses and how they work, ambulance cover and more.
Download the Silver Plus Advantage Hospital Product Information Sheet
Included | Excluded | Restricted |
|||
|---|---|---|---|---|---|
| ✔ | Palliative Care | ✘ | Assisted Reproductive Services | R | Hospital Psychiatric Services |
| ✔ | Rehabilitation | ✘ | Pregnancy & Birth | ||
| ✔ | Bone, Joint & Muscle | ✘ | Sleep Studies | ||
| ✔ | Brain & Nervous System | ✘ | Weight Loss Surgery | ||
| ✔ | Breast Surgery | ||||
| ✔ | Cancer Treatment | ||||
| ✔ | Diabetes Management | ||||
| ✔ | Digestive System | ||||
| ✔ | Ear, Nose & Throat | ||||
| ✔ | Eye (not Cataracts) | ||||
| ✔ | Gastrointestinal Endoscopy | ||||
| ✔ | Gynaecology | ||||
| ✔ | Hernia & Appendix | ||||
| ✔ | Joint Reconstructions | ||||
| ✔ | Kidney & Bladder | ||||
| ✔ | Male Reproductive System | ||||
| ✔ | Miscarriage & Term. of Pregnancy | ||||
| ✔ | Pain Management (without device) | ||||
| ✔ | Skin | ||||
| ✔ | Tonsils, Adenoids & Grommets | ||||
| ✔ | Back, Neck & Spine | ||||
| ✔ | Blood | ||||
| ✔ | Cataracts | ||||
| ✔ | Dental surgery | ||||
| ✔ | Renal Dialysis | ||||
| ✔ | Implantation of Hearing Devices | ||||
| ✔ | Heart & Vascular system | ||||
| ✔ | Insulin Pumps | ||||
| ✔ | Joint Replacements | ||||
| ✔ | Lung & Chest | ||||
| ✔ | Pain Management (with device) | ||||
| ✔ | Plastic & Reconstructive Surgery | ||||
| ✔ | Podiatric Surgery |
Yes! All Phoenix Health Hospital covers include unlimited benefits for medically necessary ambulance treatment and transport across Australia you will have benefits for ambulance services.
So, should you need one, any eligible Ambulance claims you have will be covered in full and processed against your Phoenix Health Hospital cover.
| Medically necessary means on-site treatment or transport to your closest hospital or emergency department for treatment of an acute medical condition or accident. |
Silver Plus Advantage Hospital comes with a choice of three levels of excess – the higher the excess, the cheaper your premiums will be. The Excess is payable on admission to hospital once per adult per calendar year, regardless of how many times you need to go to hospital.
The excess is always waived for all dependants on your membership under the age of 25.
Excess Level Options
- $250
- $500
- $750
Silver Plus Advantage Hospital is available to the following membership types
- Single
- Couple
- Family
- Single Parent Extended Family
- Extended Family
Silver Plus Advantage Hospital can be combined with any one of our three open Extras covers
This means not only do you get a great value hospital cover, but you can also start getting money back on the stuff you use everyday day – like a trip to the dentist, a set of glasses, some physio or a massage.
We’ve made it super simple to take out a cover with Phoenix Health. Just click the button below and you’ll be taken to our quoting system.
