Private health insurance for single parents provides access to private hospitals, tailored extras, and greater flexibility compared to the public system. For single parents, having single parent private health insurance means faster treatment options, reduced wait times, and access to specialists, ensuring that both you and your child receive timely medical care.

With the best health insurance for single parents, you can access essential services such as dental, physiotherapy, and optical care, helping to manage both routine and unexpected health needs. Additionally, private health cover gives you more control over your healthcare choices, so you can select the best providers for your family.

Phoenix Health offers comprehensive single parent health insurance, including hospital and extras cover designed specifically for single parent families.

With hospital cover, you’ll have access to private hospital treatment, elective surgeries, and specialised care. 

Extras cover provides benefits for everyday health services such as:

– Dental care (check-ups, fillings, and orthodontics)

– Optical services (prescription glasses and contact lenses)

– Physiotherapy and chiropractic treatments

– Psychology and mental health support

– Healthy lifestyle benefits

By choosing health insurance for a single parent and child, you can ensure ongoing care and support for your family’s well-being.

Yes! Phoenix Health’s single parent private health insurance includes comprehensive ambulance cover as part of our hospital policies. This means that in the event of a medical emergency, you and your child will have full ambulance coverage, ensuring fast transport to hospital when needed.

Waiting periods vary depending on the type of cover you choose. Generally, they include:

– 12 months for pre-existing conditions

– 2 months for general hospital benefits

If you’re switching from another health insurance for single parents provider, Phoenix Health recognises waiting periods already served, so you won’t have to start over. Learn more about waiting periods.

Absolutely! Phoenix Health allows you to combine hospital and extras cover so you can create a customised health insurance plan that suits your family’s needs and budget. Choosing the best health insurance for single parents means you can mix and match cover options, ensuring that you receive the right level of protection for both hospital care and everyday health services.

If you earn over $194K, having single parent private health insurance can help you avoid the Medicare Levy Surcharge (MLS)., making private hospital cover a cost-effective option for higher-income earners.

By holding private health insurance for a single parent and child, you not only gain access to better healthcare options but also avoid paying an additional surcharge at tax time.

Phoenix Health provides six hospital covers and three extras covers, ranging from Basic to Silver Plus tiers. These plans are designed to fit different budgets and health needs, covering a variety of clinical categories. Our extras cover includes benefits for dental, optical, physiotherapy, and more, ensuring comprehensive healthcare support for single parents and their children. Each tier includes different levels of coverage based on clinical categories.

Switching to Phoenix Health’s single parent health insurance is quick and hassle-free. If you’re transferring from another provider, we:

– Recognise waiting periods you’ve already served, so you don’t have to restart them

– Carry over any benefits you’ve accumulated, ensuring a seamless transition

– Assist you with the transfer process, making it simple to switch to the best health insurance for single parents

All you need to do is contact our team, and we’ll handle the transition for you—ensuring continuous health cover for you and your child.